Specializing in creative business financing strategies.
Headquartered in Philadelphia, J&S Strategies provides expert loan advisory services with a vast network of traditional and alternative business lenders. creative clients on and between coasts. Our firm hosts an array of business products that we are excited to match our clients with. We will not only finance your business, but we’ll also help it thrive in the world. We bring extensive experience and professionalism to every case and customize our support to your individual needs.
Our brokers have over 20 years of experience in lending, sales, and customer relations. We provide borrowers with top guidance to help them make the best financial decisions for their business.
Get in touch with us to set up a consultation, or use the contact form at the bottom of this page to inquire whether our services are right for you.
7300 City Ave, Suite 310
Philadelphia, Pa 19151
Types of Loans
A bridge loan used for business purposes is a temporary financing facility that provides short-term funding until a permanent is in place, or until a commercial debt obligation is removed. Bridge loans range between 1-12 months with either a single repayment often (but not always) provided at the end of the term, or a serious of daily, weekly or monthly payments
BUSINESS LINE OF CREDIT
A business line-of-credit is a type of flexible pre-approved commercial financing in which a maximum loan balance is set by a bank or lender in which the borrower can draw on the funds whenever they wish. A line-of-credit can range in sizes from $5,000 for very small businesses, to well over $5,000,000 for mid-size companies. Repayments for lines-of-credit are made in various fashions, including monthly, weekly and even daily by some lenders.
BA Loans are bank and commercial loans provided to new and existing small businesses that are backed by the United States Small Business Administration. The purpose of SBA lending is to provide financing for small companies that haven’t been able to secure traditional bank financing.
A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.
HARD MONEY LOANS
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property.
Equipment financing relates to any and all forms of financing businesses use to obtain commercial equipment. Types of equipment financing include equipment loans, equipment leasing and equipment sale-leaseback. Each equipment financing option varies in credit and capital requirements, structure of the financing facility, along with rates, terms and fees.
Use the form below to contact us regarding your financial needs. Please be as detailed as possible. Include your industry along with any specific document requests. You may also email or call us to make an appointment.