Jay Sessoms is the principal of J&S Strategies. Jay has over 20 years of business and commercial lending experience. Prior to starting J&S Strategies Jay was a Senior Vice President of Small Business Banking with Citizens Bank. He also has 15 years of experience in finance management and insurance. Jay has been recognized in business publication as lender of the year, and rising star. Jay resides in Philadelphia with his wife, Jasmine, and 2 daughters Jae Harper and Jace Harley.